Save a little every day.Grow with confidence.
NjangiPay is the modern njangi from Ebenezer Logistics & Services. Contribute daily with MTN Mobile Money or Orange Money, watch every franc in real time, and withdraw whenever you like — no hidden fees, no unrealistic promises.
No hidden fees · Cancel anytime · Payouts via mobile money
My njangi
Aïcha's plan
Balance
42,500 FCFA
- Daily contribution1,500 FCFAMTN MoMo
- Completion bonus+ 5%at day 60
- Withdraw toOrange Moneyverified
Three steps. Zero surprises.
A familiar njangi model, rebuilt with modern controls and full transparency.
Pick a plan
Save daily from 500 up to 10,000 FCFA over 30 to 90 days. Change or pause anytime.
Top up with MoMo
Fund your wallet from MTN Mobile Money or Orange Money — no card required.
Grow & withdraw
Earn a modest completion bonus (3–7%) and withdraw to your MoMo account.
Your money. Your controls.
We treat your savings the way we'd want ours treated — with clear statements, honest numbers, and the ability to pause or withdraw whenever you decide.
A note on returns
NjangiPay uses a conservative savings model with modest completion bonuses (3–7%). We do not promise daily percentage returns. Ebenezer Logistics & Services is committed to operating in line with COBAC and MINFI microfinance guidance in Cameroon.
Encrypted end to end
Every session and transaction is protected in transit and at rest.
Segregated wallets
Customer funds are held separately from operating funds and reconciled daily.
Real-time audit log
Every contribution, bonus, and withdrawal appears on your timeline the moment it happens.
Verified MoMo payouts
Withdrawals route only to a mobile money number registered to your account.
Choose a rhythm you can keep.
Every plan is flexible. Adjust your daily amount or pause without penalty.
500 FCFA / day
over 30 days
- Completion bonus 3%
- Free MoMo withdrawals
- Pause or cancel anytime
- Real-time statements
2,500 FCFA / day
over 60 days
- Completion bonus 5%
- Free MoMo withdrawals
- Pause or cancel anytime
- Real-time statements
10,000 FCFA / day
over 90 days
- Completion bonus 7%
- Free MoMo withdrawals
- Pause or cancel anytime
- Real-time statements
Straight answers.
If something is missing, write to us — we answer every message.
Who operates NjangiPay?+
NjangiPay is built and operated by Ebenezer Logistics & Services, a Cameroon-based business. We publish our contact details, operating address, and legal notices below.
How are my savings held?+
Customer funds are held in a segregated wallet, separately from company operating funds. Every movement is timestamped and visible in your account.
Can I withdraw at any time?+
Yes. You can withdraw your contributed balance to your registered MoMo number at any time. The completion bonus is credited only when the plan is completed.
What does it cost?+
There are no hidden fees. MoMo network fees may apply to top-ups and withdrawals; those are set by MTN and Orange, not by us.
Is this a licensed financial service?+
NjangiPay follows the njangi/tontine tradition and is designed to comply with COBAC and MINFI microfinance guidance. Any regulatory approvals held by Ebenezer Logistics & Services will be published on this page.
Built by Ebenezer Logistics & Services, for Cameroonian savers.
Ebenezer Logistics & Services builds practical financial tools for households and small businesses in Cameroon. NjangiPay is our take on the njangi — the same discipline our grandmothers taught us, held to modern standards of clarity, security, and respect for your money.
- Real people, real accountability
- Local support in English & French
- Written commitments, not marketing promises
Talk to a human.
Our team responds during business hours, Monday to Saturday.
Email
Ebenezerlogistic.services@gmail.com
Office
Douala, Cameroon